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SmartStart Merchant Program

At Empower Payments, we understand the challenges of starting and growing a business. That’s why we’ve negotiated exceptional credit card processing rates exclusively for our customers. Through the SmartStart Merchant Program, you’ll enjoy significant savings and industry-leading support to help your business thrive.

See how our pricing stacks up against providers like Square below and discover the difference SmartStart can make for your bottom line.

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How does this pricing compare to Square or Stripe?

Processor & RateSquareStripeEmpower Payments SmartStart Program
Swiped/Tapped Credit Rate2.60% + $.10/Transaction2.70% + $.05/Transaction2.05% + $.20/Transaction
Swiped/Tapped Debit Rate2.60% + $.10/Transaction2.70% + $.05/Transaction1.53% + $.20/Transaction
Online/Invoice Rate2.90% + $.10/Transaction2.90% + $.30/Transaction2.20% + $.20/Transaction
Manually Entered Rate3.50% + $.10/Transaction3.40% + $.30/Transaction2.3% + $.20/Transaction
Funding TimeNext Business Day2 Business DaysNext Business Day
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SmartStart Pricing Program

Interchange + .40%

$.10 Auth Fee

$25 Monthly Fee

*Annual Fee of $95 & Annual PCI Compliance Fee of $83 billed on anniversary.

5.0

★★★★★
28 Ratings
Google Reviews

A+

★★★★★
17 Reviews
BBB Rating

What Our Clients Say

John Rockford

“Empower Payments has been a game-changer for our business. Not only have we saved on processing fees, but we’re also able to give back to our community through our favorite charities. Win-win!”

Our Services

Savings Promise
Online,Credit,Card,Payment,For,Purchases,From,Online,Stores,And
Hands-holding-small-plant

Savings Promise

If we can’t save you on your processing fees, we will give you $5,000!  What can be better than saving and giving back at the same time?  

Products To Empower Your Business

We provide user-friendly, feature-packed products that are designed to streamline your payment processes and improve customer experiences.

Charitable Giving That Makes A Difference

We’re committed to making a difference in the world through our charitable giving program, which donates 25% of our profits to charity with every transaction.

Features & Benefits

Features

Benefits

Small Buisness Strategy Marketing

Client Testimonials

Hear What Our Clients Have to Say About Us

5/5
Empower Payments has helped us streamline our payment process and save money on fees. But what really sets them apart is their dedication to giving back. It's great to know we're making a difference while running our business.
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SARAH THOMPSON
5/5
Empower Payments has exceeded our expectations. Their payment processing services are top-notch, and their commitment to charitable giving is truly inspiring. We love Empower!
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JOHN CARTER
5/5
Empower has been a total rockstar for our accounts receivables! Their team is super on top of things and knows their stuff, and we love the personal service we recieve. We wouldn't process with anyone else!
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EMMA RODRIGUEZ
5/5
We're thrilled to work with Empower Payments. Their gateway saves us hours every month, and their commitment to charitable giving is truly admirable. We're proud to support our favorite charity while running our business.
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DAVID WILSON
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24/7/365 Customer Service: (877) 737-3344

 

Empower Payments is a registered ISO of Fifth Third Bank, N.A., Cincinnati, OH.